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Dental Insurance Plans
Cheap Affordable Low Cost Dental Insurance Plans.Discount dental plans are designed for individuals and families looking to save money on dental care services. Participating providers in the dental plans we offer have agreed to accept a discounted fee a | IndependentBenefits.com
Health insurance for small business, self-employed, and independent contractor, individual, family, and group health insurance plans. | Blue Cross Blue Shield - - - Online quotes
Instant online quotes for Blue Cross Blue Shield and other major companies. We serve the states of OH,FL,GA,SC,NC,AL and TN. | Georgia Long Term Care Center
Long term care infornation,rates and assistance for residents of Georgia. Georgia agency with Georgia market knowledge representing the major companies. |
Insurance/Health Fast Facts, Last Updated:09/09/2010
Universal life insurance is arelatively new insurance product intended to provide permanentinsurance coverage with greater flexibility in premium payment andthe potential for a higher internal rate of return. A universallife policy includes a cash account. Premiums increase the cashaccount. Interest is paid within the policy (credited) on theaccount at a rate specified by the company. This rate has aguaranteed minimum but usually is higher than that minimum.Mortality charges and administrative costs are charged against(reduce) the cash account. The surrender value of the policy is theamount remaining in the cash account less applicable surrendercharges, if any. |
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